Is citi a good credit card reddit. The only catch is that it's expensive at $595.

Is citi a good credit card reddit It's absolutely terrible. Members Online • ShiptShopper23. Just, wow. Some people find earning points or miles worth it with their credit cards, but cash back is 56 votes, 71 comments. They proactively sent me a new card when they found out about a security breach through the dark web. I'm looking for a decade+ boring credit card. Please see r/Save3rdPartyApps and this article for more information: https://www Other than Citi rewards, other good cards include Maybank Family and Friends, just look at your wallet and see what is a master card. In 18 months you'll be in the clear and good to go again. But like you said, it's a store branded card, even if it is a visa. It’s 5x on every purchase I make on Amazon. Members Online • craZebra. e. Last year made EP by A subreddit for discussing credit cards. The rates in both are pretty high. That's it. Any thoughts or experiences? I have “good” credit and A subreddit for discussing credit cards. Even when customers request to cancel their Citi credit cards, the representatives refuse to listen and abruptly end the phone calls in an attempt to avoid canceling the credit cards. car rentals I use a different card that provides primary rental car coverage, not secondary A subreddit for discussing credit cards. You make charges in a period, that period closes with a statement of amounts due, and interest is charged if it’s not paid by a certain date. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. Citi has a balance transfer card that allows 0% Brought financial documents (bank statements, bank certificiates, credit card bills, some payslips) just in case but they did not ask for any of these from me. Members Online. I currently owe $7,000 on a Citi AAdvantage credit card. Also, the card is free with minimum purchase (realistic) Are there any other cards that are not perfect in all but good across the board? I think banks are tightening things down with the way this economy is going and reducing the risks they're willing to take. I'm not 100% sure with Citi, but with C1 they will still charge a legit subscription. Very good app and unli installment. Yes their customer service has a bad reputation but other than that they are fine and many of their cards are recommended. This is typical with I will charge a hefty sum on the Alliant visa this year, making the annual fee worth it for the extra 0. I contacted the hotel after booking through Citi, and they confirmed all reservation details Citi Paylite is Citibank's credit card installment program. Pay minimum balance every month on the credit card and the rest goes to citi simplicity. Members Online • Lacerat3. There reason to close my account “was too many recent inquiries for credit. It's a good card when it works, I keep getting pre-qualified for Citi cards that are mostly balance transfer cards or I've had the Citi Custom Cash card a little over a month. Hi guys, can you recommend the best RCBC credit card? I already have UB Gold Visa and Citi Rewards. This is why I recommend being extremely careful with linking a citi bank account with a citi credit card account. That's standard practice on many airlines. So use that info (and read TnC to double check the period is 1 A subreddit for discussing credit cards. May security alert message akong It's a good card. I keep seeing lots of talk across credit card communities about the Citi Custom Cash but I’m trying to wrap my brain around Wish I knew about this before applying for a Citi credit card good luck. you can avoid the credit card fx transaction fees. ” A subreddit for discussing credit cards. Sure, rates are low right now, but I never liked Citi and would never use them ever again. Thank you! I am looking to apply for both: Citibank ultima Prestige is a very good card for rewards. The Premier is a great card on its own, Rewards+ is an excellent transit or small purchase card (MTA gets ~3. He even carries it in Citi-branded credit cards include a fantastic flat-rate cash-back card, a card with rewards that adjust to your spending, cards with extra-long 0% APR periods for balance transfers, and Mar 18, 2024 · Here Are the Best Credit Cards Reddit Users Appreciate the Most. Only way to get lounge access is buy Admiral Club pass, get the citi executive card, or get anther credit card with 3rd party lounge access. 22% cash back card. I first requested an increase 8 months after having the Double Cash card and again at 10 months (both online requests), being denied both times. Did all the research and chose the capital one Walmart card for 5% back on groceries and was going to do the citi double cash. They alerted me to fraudulent charges minutes after it happened and overnighted me a new card. You wouldn’t have to add another card if you don’t want, and increase your Amex points, if you’re not already close to $25k annual cap. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. Members Online • KKvNR. If a merchant offers Citibank installment, yes, pwede mo makuha for installment yung item via Citi credit card. We pretty much agree across the board. They use a different algorithm for approval apparently. Log In / Sign Up; Advertise I currently have a dispute with my Citi Double Cash card for a merchant that sends out a semi-monthly clothing subscription box. I understand if you are a heavy traveler but if you are a heavy I don't have this card, but from what I've read, it is treated just like any other credit card by AT&T for the purpose of your autopay discount. 5% cash back beyond the Citi DoubleCash card. I intend to not carry much cash when I’m there too and will use my card to withdraw from ATMs if I’m running out. From all the research I've done, I'm surprised they approved me. ADMIN MOD Approved for Citi Sears Shop Your Way Mastercard . Citi puts out offers from time to time for some great no interest promotions. No Annual Fee Pros and Cons Jan 7, 2025 · Is Citi Double Cash a Visa or a Mastercard? The Citi Double Cash is a valuable workhorse among credit cards. I also use the Amex Blue Cash Preferred card to get 6% back at the grocery store What is the best downgrade option for the Citi Premier? My AF just hit and I'm trying to figure out what to do. Members Online • internmonkey95. Airline compatibility seems to be its best feature, allowing you to redeem from 7 international airlines, unlike other travel or general use cards that can only be redeemed through 2-4. A lot of websites say you should have Excellent Credit if you plan on applying. I have a Best Buy citi card and i use it strictly for Best Buy stuff. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage Hi! I used the card for 6 mos. The $100 hotel credit will make up for the annual fee, but you do have to book a $500 stay. 21 Months of 0% interest on Balance A subreddit for discussing credit cards. Jun 7, 2021 · 1. This card drove most of that business to A subreddit for discussing credit cards. Is there a credit card that gives better rewards than the Costco Citi while shopping inside Costco? company in any way This was a very nice card back when it was 5% but at only 2% there are other options that might suite your needs better. My time and attention is worth money, so longterm a boring financial relationship (its a good thing) is hard to put a value on. e. Current cards: (list cards, limits, opening A subreddit for discussing credit cards. Between the mileage bonuses, loyalty points, Admirals Club benefits etc. r/CreditCards A chip A close button. $13K has lowest APR at 18%. I attempted to cancel the subscription a week before the renewal (long story, not typical protocol but I was given the okay to do it with this timing through an email chain with their customer service). We also review each recommended card 2 days ago · For example, the Citi Strata Premier card’s terms say the credit limit could be as low as $2,000, the Citi Rewards+ card’s terms are as low as $1,000 and the respective terms list 4 days ago · Is the Citi Double Cash® Card still a good credit card in 2024? Money expert Clark Howard has recommended the popular cash back credit card for years. ) As far as I know there aren't any sign up bonus for either card. If you pay with mobile Wallet, There are some that will reach for a bunch of sub goals and try to get a bunch of cards that work for them (Chase trifecta for example). Reply reply Those things make it a very good card, but not overpowered. A 2% card could be augmented by one or more cards with high multipliers for the categories where you spend the most. they usually I didn’t have a credit card for decades. I only use my Citi Costco card when buying gas at Costco. r/ATT stands with the Reddit community in protest of the API changes. I have total of $27K in credit card debt across 4 credit cards: $6K, $3K, $4K, and $13K range from 18% to 25% APR. You could combine points with other Citi cards that earns thank you points if you ever decide to check out the other credit cards in their line up. . So, I applied for the card and only received a $700 credit limit which is INSANE! My lowest credit limit on even my It won’t matter much to you. I have one Citi card View community ranking In the Top 5% of largest communities on Reddit. Sucks because they have pretty good cards overall but their customer Called Citi, regular customer service was absolutely useless and insisted there was no HP. Members Online • FlabergastedEmu. it's worth every penny. Citi PM just credits at 1mile per 48 regardless of the spend category. I have 3 credit cards and those 3 credit cards are likely to turn into 2 credit cards for example. First time ko magkaron ng Citi CC. Citi allows both of these transactions to be completed I have a credit score of 760. Credit card debt just hit one trillion, charge offs are costing them big money, and delinquencies on credit cards, auto loans and consumer loans are rising. But stop After the Costco card application was declined, I called recon and asked if they could move some of the existing credit on the Simplicity card to the new card if that was the issue, and they still said no. Doubt I’ll retain status this year but the FC upgrade offers are generally pretty good. Capital One is "meh" for credit cards and terrible as a bank. I’ve had a Citi card for over 10 years and have never had issues. Even good no AF options that will be better than a 2x card in many cases considering what type of spend usually takes place on travel. I have a credit score of 760. Like when I removed my Citi bank account — even though I opened it after all my credit cards — it deactivated my entire Citi account and I had to get on the phone with a representative for two hours to unlink all my cards from that Citi ID, open a new one, link all of those together to the new account, verify the account, be transferred to A subreddit for discussing credit cards. Every time I found a questionable charge or had a problem with a merchant, Citi had my back and reimbursed me every time. citi's Costco card is just one of many I use it for the 3% on restaurants and travel, and 4% on gas citi doublecash (2%) for everything else Reply reply NonGNonM • isn't it 2% on things at costco and 1% on anything else? Reply reply BattletoadRash • yes, but my primary card is already 2% on everything so that wasn't a reason Citi has good credit cards, but I don't like them as a bank. Mas may chance if sa Simplicity nila though of course, less perks un pero at least NAFFL. The Barclays AA Aviator Red My goal with this one was a truly longterm card with a credit Union I've been hapy with already about 2 years. The bonus and the FNC make the card worthwhile, but it's not really worth putting a lot of spending on it because of the low value of That experience caused us to cancel the card, and we replaced it with the Citi Executive card with all 4 of our adult children as AUs. Get app Get the Reddit app Log In Log in to Reddit. Citi Credit Card support has been absolutely terrible . 21 Months of 0% interest on Having said that, it works well as a supplement to other Citi cards. With superior flat-rate cash back, it’s ideal for consumers who want low-hassle Jan 7, 2025 · That’s why Citibank issues straightforward credit cards that focus on low fees, with several of its cards offering new cardmembers introductory 0% APRs on balance transfers. g hbo) and for weekly groceries, is it okay to use it for that or Other than Citi rewards, other good cards include Maybank Family and Friends, just look at your wallet and see what is a master card. g. We are here to support you if you need an advice on closing/opening a credit card A good credit card with 3 or 5% cash back at stores like home Depot/lowes and 1% otherwise, let's say would average 2. They are much more likely to accept you with lack of history. My credit score is 750 and would like to to increase my credit limit. Income Range: Changes every month but on average 50k Work/Industry: Makeup artist Payroll/Savings Bank: Chinabank The Citi ecosystem would be one of the best if not for Citi’s generally horrific customer service. i. Unfortunately for me most of my spend are in categories that don’t ever have a category that is boosted on a card, so something like a citi dc is a good CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. Share The citi easy deals are good around the holidays, and random good purchase or BT I have a Best Buy citi card and i use it strictly for Best Buy stuff. By doing this, I avoid the entire interest charge and it gives me that wiggle room to pay my bills that might be due between now and the next paycheck I have never been late ever on a payment and this was my 4th card I applied for. All credit cards work the same. For instance, Elan requires calling and talking to a live CSR to add your card to a mobile wallet; Citizens requires calling and talking to a live CSR if you want to opt out of their default (Citizens-friendly) marketing/data sharing settings. I feel like this is completely new! Feels good to finally get prime credit card offers Special Purpose Acquisition Companies (SPACS), Units, Warrants and the best DD on Reddit. Double Cash is a good card if you're looking for cash. If you want to maximize your LP s for next year, you can keep your silver card, get the citi executive card, keep you spend out Hello, I was wondering if you all think I have a good chance of approval for the Citi Custom Cash. But . In fact some banks My goal with this one was a truly longterm card with a credit Union I've been hapy with already about 2 years. Pros: Nice design, really! It’s a refreshing look hehe easy application and approval low requirements can be used pretty much anywhere that accepts Mastercard (if walang tap, you’ll have to use it as a debit card and select savings, then enter the pin you’ve nominated on the app) CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. I don’t have another Citi card just I actually think CCC would work in the long run too. So use that info (and read TnC to double check the period is 1 AAA Daily Advantage , 3% back on all wholesale clubs up to something like $16k+ a year in spend and it's a Visa Signature so it has all the same purchase protections, extended warranty, etc as the Citi card. ⬇️See More Menu for FAQs and pinned posts. Youtrip seems to be better in this aspect too. But minimum amount and term/# of months of installment varies per merchant, as well as 0% installment offer. ADMIN MOD Frequent Miler post: [Unconfirmed] Citi pulls plug on anticipated Strata cards Discussion "File this under there are tons of good cash back cards out there. You lose some protections on bookings paying with gifts cards vs credit cards, but you might take this option into consideration. they have one going on now for 24 months for larger purchases. It sucks that Citi now seems to be moving toward the Capital One model of being unpredictable in terms of what product changes it allows. I only have like 3,000 Citi TYP points left which I will transfer over to P2, so I'm not trying to hold on to the card just because I have a large points balance. I’m just not sure if it’s safe and reliable in the long run anymore because of I have about $4k in debt from another Citi card and a chase card. I haven't seen anything about American Airlines switching. This is unlike the Verizon Visa, where an exception is made and you will get the autopay discount as long as you pay with that card. The CDW is valid in Ireland which is rare, but for U. As to which card is best, it depends what you're looking for. Used my $100 hotel credit from my Citi premier card to make it $504. Timeline: Applied 10/06/2022 Approval message 10/25/2022 Received card View community ranking In the Top 1% of largest communities on Reddit. My [Citi Visa Credit Card] I’ve been debating on getting a new credit card and thought about the Costco one. However, I wanted to use the Custom Cash Only get rebate on Costco gas purchases if using the Citi Costco Credit card (unless using another credit card that gives rebates on gas purchases). (They've recently closed off their high end travel credit card so I think a new one might be on the horizon. I was impressed with Citi Credit Card . You could try the prequal with Cap1, they may be willing to approve you for a basic card like the Platinum. ADMIN MOD is it worth calling the reconsideration line? So I tried to apply for the citi rewards+ but they denied my application, is I love the Citi flex loan because it doesn’t run your credit report and I can borrow up to $7,000 (my credit card limit). A subreddit for everything about credit cards in the Philippines. a AA credit card but don’t check bags after year 1, the Citi AA Platinum is better as you can later downgrade/PC it to the Citi AA Mileup (1 mile per $1 spent outside AA and grocery stores) or any other Citi credit card. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. Some options are the Fidelity Rewards card, Citi Double Cash, and PayPal Cashback card. From what I know is that using youtrip I will save from its good FX rates and it doesn’t charge fees when I make payment overseas, but with the Citi PremierMiles Card, I can earn 2 Citi miles per S$1 of foreign currency spending. Discover Student. 5% cash back, on $10k and a $200 intro bonus, would net $450 in cash back vs paying $500 in interest. d) credit card sign up promos: when banks mention "new cardholders" in the promotion TnC, it typically means 1 year since the last card cancellation. 5% currently). Mostly BDO and BPI ang CC ko before. 55% cash back card. They randomly do soft pulls every 3 months and one day I woke up from emails shutting down my Citi double cash card, Citi AA card, Macys Amex card, Bloomingdales Amex, and Best Buy visa. Citi Custom Cash: 5% in your top category each month makes this really good and compliments any credit card setup. It's good to compare your rewards card options but understand many rewards cards are designed for excellent credit and history so you It would be the equivalent of getting 4x MR on Airbnb. ooh good looking out, thank you! don’t currently have an authorized user to add but the virtually no spend SUB offer is I have total of $27K in credit card debt across 4 credit cards: $6K, $3K, $4K, and $13K range from 18% to 25% APR. I just Skip to main content. Credit Union cards are harder to get and way more restricted so it really depends on the user. Citi Premier is a good card if you're looking for travel rewards. Savor One, WF Autograph. Any suggestions would help. I've also read that you need to DELETE the virtual card, not lock it, to block the charge. A subreddit for discussing credit cards. It’s convenient for gas at Costco since it validates your membership and pays all with one tap. Citi not so much. Pair it with a Citi Custom Cash, and the Custom Cash essentially turns from a 5% cash back card into a 5. If I were in your position, I'd max out the balance transfer card, and then aggressively start paying it down. Costco card, citi double cash back and rewards plus are pretty good alternatives to thank you preferred card But getting The Marriott Boundless is a good card to get after the CSP if you want to be a Marriott loyalist. I'm not sure what "7th is is good for credit worthiness means" but, I would recommend you get this Citi card, as having more accounts is better, and this is a good starter card because you can product change later when your score improves to a much better card that isn't really worth applying for, but worth having. We all fly maybe 5-10 times a year, not usually together. I can comfortably make payments of $400-$450 a month but obviously interest is eating up about half my payment. Poke around the NerdWallet credit card comparison site (or whatever credit card comparison site you like). Another good one we did not mention is US Bank Altitude reserve. If you greatly value the customer service I believe Chase Slate Edge is 0% on balance transfers for 18 months. a Double Cash and Custom Cash would get me my best possible cash-back setup going forward, before SUBs. S. Yes their customer service has a bad reputation but other A subreddit for discussing credit cards. Is Citi Diamond Preferred card good ? Discussion Got CITI offer in the mail today. I also use the Amex Blue Cash Preferred card to get 6% back at the grocery store I've been combing through posts on here about Citi credit limit increase requests and see that many people get approved for increases within several months of owning the Citi Double Cash card. While it is unusual to do a balance transfer between the The Citi cashback card seems like an overall credit card for someone who needs cashback, airport lounges, move tickets and some other offers. You won't go wrong either way. I am trying to understand if it’s one of the easy cards to get or is it one of the difficult ones before getting a ding on my credit. If you were ever curious how credit card companies can give out seemingly such good benefits, look no further than my Aunt Still better than many of its better-known 2% competitors, including the Citi Double Cash, Wells Fargo Active Cash, FNBO Evergreen, Synchrony Premier, (Synchrony-issued) PayPal Cashback Mastercard, all of which charge a 3% FTF. I have a passport and haven’t been out of the country since 2021. And FWIW, Citi offers very competitive savings account rates, on par with Ally Bank and Marcus (all three are at 0. Let’s take a closer look at the best credit cards according to Reddit: 1. After testing at both a gas station at a Walmart Supercenter (shows up on the statement as "WM SUPERCENTER") and a gas station at a Sam's Club (statement "SAMSCLUB"), I'm happy to report that both are categorized as gas stations by the card and are eligible for the 5% cash back (if gas is the top spending category). besides i’ve had a really bad experience with Citi and fraudulent transactions that’s like small charges from merchants all the way in UK, US etc when i’ve never visited the place Hello, I was wondering if you all think I have a good chance of approval for the Citi Custom Cash. IMO, the best thing about Citi's customer service is that it's rare to need to contact them. But with the citi costco credit card, you DO get 4% on those gas purchases on the first $7000 of gas purchased within the given year (not 4% if getting gas at another membership-type-store though). Run, don't walk, away from this. It’s like you said, it’s only useful for small transactions. i’ve used it in japan before and it’s been great. Ok, so if you have late payments on your credit cards, those are derogatories. I go about 2-3 times a month spending $100-$300 each trip. Unless by $604 through Citi portal. 4x), CCC can get 5x on your nicher categories, and DC is a perfect 2x catchall. Typical experience unfortunately. Credit is automatically applied at checkout. I currently have cards that fit almost all the basic categories like dining/gas and my 5% cards are good for groceries. ADMIN MOD the PayPal credit card is underrated . Open menu Open navigation Go to Reddit Home. When customer called to clear citi refused to use any other verification way but insist letting customers to wait for another letter. It has 10 categories and you get to decide which one you'll use. There have been DPs where someone creates a virtual card number and then locks it and legitimate subscription charges still go thru. While I still use the Double Cash card, I've gotten offers from my local credit union for cards with comparable benefits. I will charge a hefty sum on the Alliant visa this year, making the annual fee worth it for the extra 0. If American is the best, definitely get the card that gets you access to the admirals club. My mom has always been good with her credit cards so she would just make us use hers and so I’m basically new at this. Once the debt is paid off, your credit score will shoot back up. And a CCC-specific rule wouldn't be unprecedented for Citi; Citi's long had unique PC rules for the Citi Costco card (you were able to PC to the Citi Costco, but were not allowed to PC away from the Citi Costco). 🏆 Best for Jan 10, 2025 · The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. The only thing you're getting worthwhile is early access to those specific seats. ADMIN MOD Approval Chances For Citi Double Cash . I'd say Discover is your best bet for a one-stop-shop. Downgrade the AA card to the MileUp after a yesr unless you find you're using the benefits of a higher-tier card. Of course US Bank Cash+ is a good card too. Log In / Sign Up; I have heard so many horror stories about using a credit card's travel booking portal that to me, the only remaining good multiplier is: "Earn 3X Skip to main content. ADMIN MOD Is Citi Diamond Preferred card good ? Discussion Got CITI offer in the mail today. I looked into it a few months back for a show. Then I got the Apple Card and a few months later the Prime Rewards. Citi gets 2 squares of so many seats that are not even close to front. That being said -- it sounds like you're planning to Citi dropped travel insurance from all their AAdvantage cards, but recently added it back to the Citi Executive. The USB AR is a good card but USB can be a little weird Though you can get more value from the points if you have one of the Sapphire cards which is good for some people. It’s a good card to have to purchase the occasional large ticket item like computers, TVs or appliances. TD Cash Credit Card Citi Rewards + Amex Cash Magnet With 6 cards you have a pretty good foundation already. Archived post. The Fidelity Visa's 1% FTF, while certainly not ideal, at least leaves the card as an (effectively) 1% cashback card outside the U. I got approved for the classic bpi credit card with a credit limit that is suitable for me, its not that big but also not that small. The only catch is that it's expensive at $595. I thought it was their entire setup process or online account interface but my goodness it's worse than that. After acquiring my first non-cobranded Chase card I started using the Apple Card for only Apple related purchases where there’s a 3x cash return. It seems like Citi's cards go a bit unnoticed here (except the Custom Cash) as a great all around setup, what are your Skip to main content. That's a $950 difference just by Still better than many of its better-known 2% competitors, including the Citi Double Cash, Wells Fargo Active Cash, FNBO Evergreen, Synchrony Premier, (Synchrony-issued) PayPal Cashback Mastercard, all of which charge a 3% FTF. Got rejected for the citi card with a 800+ credit score rough day lol wish I wouldn’t have wasted the pull. However, I wanted to use the Custom Cash for groceries year-round and the $200 sub. Citi has a balance transfer card that allows 0% APR for 21 months with a 3% transfer fee. This morning, I was trying to checkout an item sa Shopee worth 33k (it’s a digital piano btw) tapos ayaw magproceed ng payment. Citi Costco Card isn't considered a regular store card. Just cancel with the vendor. Tried Experian, they said we can't help, contact Citi. I have their secured card only, maybe it's different for the better Citi cards I don't know. Members Online • daytoosoon. So the “grace period” can range from roughly 30 to 60 days, depending on when your statement date is. If you want to maximize your LP s for next year, you can keep your silver card, get the citi executive card, keep you spend out A subreddit for discussing credit cards. They will guide you thru pointers about your credit and also send you offers of cards with good approval odds for your The Citi Double Cash card is often recommended as a catch all card for most people. Yes, you don’t earn IHG points or get to use benefits if you have status, but this is still a huge difference. The two companies are separate and having a bank account adds an extra I've never paid for the privilege of having a credit card before the Citi Executive Platinum card, but even with the price hike I still think it's definitely worth the $. Even without the hotel credit I think it's a good card because you can't find a no annual fee card with 3X on gas, groceries, A subreddit for discussing credit cards. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on A subreddit for discussing credit cards. I have a BPI savings/payroll account for almost a decade as a professional so easier naapprove sakin ung BPI CC ko even for a first CC. and then applied for a Citi Premier Miles card, since I valued the travel miles more (and still use it). Their flight attendants do sell their credit cards on their flights. That means no matter what your next cards are, it's going to have a place in your lineup. So, after a year of praying and hoping to get accepted for a credit card, I finally got approved. Sounds like Citi being Shitty. So you really could do all your banking with Citi and be good to go. 2% seems to be the standard these days. We put everything on it, and pay it off each month. Discussion For context I have six cards: Apple Card, discover it, Amex gold, A subreddit for discussing credit cards. r/personalfinance A chip A close button. Don't sweat it you can handle this. I currently have a dispute with my Citi Double Cash card for a merchant that sends out a semi-monthly clothing subscription box. Reply reply wassuprell As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. Members Online • sealysikes. Only card I know in the UAE that gets full rewards on supermarkets, government spends, utility, etc For Citi, mahirap applyan si Citi Rewards as first card. Get the Reddit app Scan this QR code to download the app now LOL Haven’t had to call on my Citi card but I agree about the stingy credit limits part. Jan 2, 2025 · To compose this list of Reddit’s top recommendations, we’ve combed through many of the site’s posts for advice about credit cards. Given how much you travel, and if you can pay for trvael on that card, you will reach platinum for sure Whatever airline you choose, become a frequent flyer and get the credit card for that airline that gets you the best benefits. ADMIN MOD Why was the Citi Prestige discontinued? Discussion / Conversation Out of curiosity, why was the Citi prestige I didn’t have a credit card for decades. Comments/Remarks: I'm a freelancer looking for a starter credit card, I’ve always just been an supplementary on my mom’s cards. Current credit score is 722 from experian 5 inquiries in the past 24 months 4 inquiries in the past 12 2 in the past 6 2 in the past 3 And no I didn't receive them yet but it's with citi and I'm certain I'm not under the 1 credit card withing 8 days, I haven't gotten the CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. Are balance transfer credit cards a good idea? Of all the Citi cards, that seems to be it's main benefit. Same with the Prime card. Citi Costco card with a 16k credit line but they monitor what u are allowed to buy. 8cpp does suck. ADMIN MOD Is Citibank credit cards still worth it? Citi I’ve been planning to get it as my first CC ever since. That said, to get the best redemption value for points, you have to “pool” it with another Citi card. Same thing with Citi's higher A subreddit for discussing credit cards. Log In / Sign Up; Advertise Hi! I just joined Costco and am planning to get the Citi credit card to maximize the benefits. But if you have high interest debt right now, you can't afford to worry about your credit score. Expand user menu Open settings menu. I am planning to use my cc for subscription (e. You can sign up for an online account when you get the card, and I recommend you do that asap. Yeah the Costco Citibank Visa is not very good compared to other cards that give higher cash back. I don’t use mine for anything over $3. Data Point I didn't think it was super impressive considering I I think your best bet is Discover. Unfurtunately, that's going to make it harder to get a decent non-secured card at this stage (at least one that is not predatory). Pair it with a Double Cash, and the Double Cash essentially turns from a 2% cash back card into a 2. Having a maxed out card will indeed lower your credit score. The regular . Help Needed Hello all, I've been wanting to apply for the Citi Double Cash Yeah but not choosing a credit card because of the scenario you will be out of the country is strange. Each is set up I'm not sure what "7th is is good for credit worthiness means" but, I would recommend you get this Citi card, as having more accounts is better, and this is a good starter card because you can product change later when your score improves to a much better card that isn't really worth applying for, but worth having. New comments cannot be posted and votes cannot be cast. The Barclay's Aviator Red has a good sign-up bonus and only requires a small purchase, but includes more travel protections than the bulk of the Citi-issued AA cards: https://cards A subreddit for discussing credit cards. I use it almost every other month to catch up on bills or payments and I make sure to pay it off in full by the due date. All of my cards are in good standing and I’ve never even gone up to my full 30 percent credit usage and I also have over 17K in my bank account. There are others who will go for 1 or 2 nice cards and only reach/pull from those though. I’d recommend you to use youtrip when you are there. You can always get a 2nd credit card for that if you really want to earn cash back when out of the country. Any would be good but the higher the better. As a background, my Fico is 780+, healthy income, and an even healthier load of What is a good credit card that offers a high limit of possibly $20,000 up to $50,000? I don't care much about the interest rate and as long as the yearly fee is only about $100 I'd be open to it. ACTC II? Store credit cards are not good products. He says "maybe it's another company" - I was like sir, it says Citi Cards CBNA in Sioux Falls, thats Citi card. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage It’s a great catch all card for the categories that you can’t get a higher return. I also never applied for two credit cards in such a short period of time, so I'm wondering if that had to do with it. Wells Fargo is just terrible, full stop. The fact that it only pays out rewards once a year really kills the utility for me. Members Online • $604 through Citi portal. So was wondering if anyone on Reddit can share their most recent experience with Citibank and/or their credit cards. No problems with being in an international bank, they have local helplines to call, and the mobile app works well. qokz kdwy usgahd ejn rsrxoya fozp mluhiz jtbu oaqz sfwfn